The Smith Manoeuvre™
Convert your home’s mortgage from a non-tax-deductible burden, into a vehicle for wealth creation and income-tax savings.
Created in the 1980s by BC financial planner Fraser Smith – and advanced today by his son, Robinson – the Smith Manoeuvre™ is a fully legal Canadian tax strategy designed to convert the mortgage on your principal residence into tax-deductible investment debt. As this transformation occurs, homeowners can reinvest into income-producing assets while steadily reducing their non-deductible mortgage balance.
I am a Smith Manoeuvre™ Certified Professional (SMCP). Working alongside SMCP accountants, investment advisors, and your existing professionals, I help ensure the strategy is executed correctly from the ground up. That begins with selecting the right mortgage structure – typically a re-advanceable mortgage, and in some cases an Offset mortgage.
Whether you’re acquiring your third rental property or worried that buying your first home may leave you feeling “house poor,” the Smith Manoeuvre™ can help re-engineer your personal finances. It can eliminate “bad” debt faster, support long-term wealth building, and meaningfully accelerate your path to financial independence.
To learn more, set aside some time to watch the webinar I hosted with Robinson Smith below.