
Foreverymortgage,thereareTWO conversations.
For
every
mortgage,
there
are
T
WO
conversations.
Haveyouhadboth?
Have
you
had
both?



Advanced mortgage planning for BC homeowners
Hear from our amazing clients…
Posted on Google![]()
Martin ThomasTrustindex verifies that the original source of the review is Google.
If you want honesty and straightforward, advice, and help! You came to the right person. Toma Is honest and easy to work with. Will be coming back to him!Posted on Google![]()
Oliver BTrustindex verifies that the original source of the review is Google.
Excellent service and professional advice throughout the mortgage process. Very knowledgeable, helpful, and made everything simple and stress-free. Highly recommendPosted on Google![]()
Adnan IshaqTrustindex verifies that the original source of the review is Google.
Very satisfying and wonderful experiencePosted on Google![]()
Christina GillichTrustindex verifies that the original source of the review is Google.
Toma was great to deal with. He was prompt and laid out my options in a straightforward manner answering all the questions I had. I would highly recommend himPosted on Google![]()
Brandon KotheTrustindex verifies that the original source of the review is Google.
My wife and I had a great experience working with Toma and his team on our latest real estate purchase. Toma communicated very well, presented thoughtful financing options, and delivered everything needed for our purchase ahead of schedule. I highly recommend working with Toma. Thanks for all your help!Posted on Google![]()
Abbey WeisbrotTrustindex verifies that the original source of the review is Google.
Super on it! We live in a remote area and Toma's team worked exceptionally hard to help us secure financing from a distance. Would recommend!Posted on Google![]()
Alex PTrustindex verifies that the original source of the review is Google.
We were referred to Toma and his team by our realtor but had to terminate the relationship within a week due to severe communication issues and a breach of trust. Our primary concern was that the team performed a hard credit check on us without waiting for the written confirmation we had discussed. This came as a complete surprise, especially since we were dealing with a specific SIN number discrepancy that we had explicitly informed them about. Beyond the unauthorized check, the internal disorganization was alarming. One team member claimed to have spoken to my wife 'last week' when their first conversation was actually that same Monday. Another team member completely misinterpreted our instruction to 'pause' the process due to the SIN issue, falsely claiming we had decided to 'walk away' from the property entirely. When I sent a final email to terminate the relationship due to this chaotic communication style, Toma’s response was the final straw. Instead of owning the internal errors regarding dates and consent, he simply stated that he had 'obviously misunderstood too.' He attempted to frame his team's lack of organization as a mutual misunderstanding rather than taking accountability for their errors. When you are dealing with mortgages and sensitive financial data, attention to detail is paramount. This team failed to listen, confused basic timelines, and refused to take responsibility. We ultimately asked them to delete our data and ceased all contact.